Welcome to Griffith E. Harris Insurance Services

Our agency specializes in insuring and protecting high value homes. Our risk review process identifies critical and important exposures to loss for your most important asset. Our agency represents A-rated national carriers such as Chubb Insurance, Travelers, The Hartford, and other outstanding national carriers.

Additionally, our agency provides extensive services for your homeowners insurance program which includes replacement cost evaluation, on site inspection and survey, and, in the event of a claim, exceptional personal claims service.

Homeowner's insurance usually includes the following protection:

Dwelling Insurance to repair or replace your home from physical damages, including "Guaranteed Replacement Cost."
Other Structure Insurance to repair or replace other structure incidental to the insured dwelling (i.e. a detached garage) from physical damages.
Personal Property Insurance to repair or replace your damaged or lost personal property. Certain items of value such as jewelry, money & securities, etc. are subject to a maximum individual limit.
Scheduled Valuable Article Insurance provides coverage for your jewelry, fine art, silver and other valuable articles.
Loss of Use of Insurance to reimburse any additional cost if necessary for renting a temporary residence if your home is damaged.
Comprehensive Personal Liability Insurance protects the insured from legal liability arising out of personal activities or accidents at your home.
Medical Payments to Others pays for your guest's out of pocket medical expenses arising out of an accident incurred while they are on your premises.