Welcome to Griffith E. Harris Insurance Services - Commercial

Our agency specializes in insuring the risks and exposures unique to small businesses in our community. Our risk review process identifies critical and important exposures to loss for your business. Our agency represents A-rated national carriers such as Zurich, Chubb, Travelers, The Hartford, and other outstanding national carriers.

Additionally, our agency provides extensive risk management services for your business insurance program which includes business liability, safety and loss control surveys, workers compensation, building and personal property/inventory exposure analysis, business interruption exposure review and, in the event of a claim, we provide exceptional personal claims service.

Commercial insurance usually includes the following protection:

Building Insurance to repair or replace your building(s) from fire, lightening or other perils, including "Replacement Cost."
Personal Property Insurance to repair or replace your damaged or lost personal property and inventory, including "Replacement Cost."
Scheduled Inland Marine Equipment Insurance provides coverage for tools and other mobile equipment used off-site.
Business Interruption & Extra Expense Insurance provides coverage for loss of income and unforeseen and unexpected additional expenses as a result of a covered property loss at your location.
Comprehensive General Liability Insurance protects you from bodily injury or property damage liability claims resulting from your business operations.
Medical Payments to Others pays for out of pocket medical expenses arising from an accident incurred at your location.
Workers Compensation & Employers Liability provides coverage for workplace injuries for employees as required by law.
Commercial Automobile provides for coverage business owned vehicles for physical damage and liability.
Umbrella Liability provides additional liability protection in excess of the general liability, automobile liability and employers liability coverages.
Errors and Omissions/Professional Liability
Directors and Officers Liability protects the personal assets of the individual Directors and Officers of a corporation or an LLC.
Employment Practices Liability Insurance provides critical coverage for exposures to discrimination, wrongful termination, sexual harassment and other employment risks.