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Personal Insurance

Personal Insurance

Superior Products and Unsurpassed Quality

At Griffith E. Harris Insurance, we understand that insurance is a personal relationship of advocacy for our clients, and we earn their trust and loyalty every day by being responsive to our customers’ changing needs. We create tailored insurance programs designed to protect your assets and ensure that unforeseen circumstances will never jeopardize your legacy.

We provide our clients with superior expertise for risk consulting and insurance coverage options. Our custom "Personal Risk Management Planning” (PRMP) process ensures all elements of risk and exposure are addressed long before a claim ever occurs.

High Net Worth Clients

Our programs in this area include policies for the unique exposures of affluent individuals:

  • High Value Homes?
  • Large Yachts
  • Luxury and Collector Vehicles
  • Private Art Collections
  • Antiques
  • Jewelry
  • Wine Collections
  • Worldwide Umbrella Liability
  • Aircraft
  • Kidnap & Ransom

Protecting your personal belongings is always a primary concern for any family. At Griffith E. Harris Insurance Services, our Personal Lines Specialists work with you to develop a custom-tailored insurance program to protect your family, home, auto, and other valuable possessions at the most reasonable, competitive costs our carriers can provide.

Auto Insurance

To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation.

If you have any doubts about the appropriate level of automobile coverage that's right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs.

Compulsory Auto Policy Coverage

  • Bodily Injury to Others
  • Personal Injury Protection
  • Bodily Injury Caused by Uninsured Auto
  • Damage to Someone Else's Property

Optional Coverages

  • Optional Bodily Injury to Others
  • Medical Payments
  • Collision
  • Comprehensive
  • Substitute Transportation
  • Towing and Labor
  • Bodily Injury Caused by an Underinsured Auto

Homeowners Insurance

The biggest investment most people will ever make is in their home. That's why it makes sense to protect the sizable financial investment you've made in your own home with a comprehensive homeowners plan.

Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.

Basic Protection You Need For

  • Your home
  • Other buildings or structures on your property
  • Your personal belongings - furniture, clothing, appliances, etc.
  • Additional living expenses
  • Your personal legal liability

Special features you can choose for additional security

  • Home Replacement Guarantee
  • Replacement Cost on Contents
  • Additional Coverage Form